How JustParent Works
An overview of our revolutionary new product for UK businesses
A new type of insurance
JustParent allows you to offer your staff an enhanced paid parental leave benefit, but without the financial stress of potentially spiralling costs.
Let’s face it, most SMEs offer little above statutory pay because they can’t predict how many staff members might grow their families in any given year. One or two in the year might be manageable, but five or six could be financially challenging.
JustParent changes the equation - we offer insurance against the cost of paying basic salaries to staff who are on parental leave. That means you can budget for it, plan ahead, and have an incredible tool in your recruitment armoury.
You decide how long the benefit should last for your business, and above the excess, we cover the cost of basic salaries.
Choose your plan
Bronze policy
✓ Paternity Leave: 8 weeks at full pay
£10
Silver policy
✓ Paternity Leave: 12 weeks at full pay
£20
Gold policy
✓ Paternity Leave: 26 weeks at full pay
£40
Get a quote
To get a quote, we will need you to send us the date of birth, gender, and basic salary for all of your employees, excluding company directors. We don’t need to know all of their names or email addresses at this point.
We will then issue you with a quote.
The quote will be valid for 14 days and we’ll be happy to answer any questions you might have about the insurance policy. We won’t be able to advise you on what to do though. If you need advice then we’d recommend engaging with third party experts.
In certain circumstances, we might not be able to offer cover. Please see our page on eligibility and exclusions.
Arrange cover
If you’re happy with the quote and policy wording, we can arrange for the cover.
Once arranged, we will send you confirmation of cover with a fresh copy of the policy wording, the IPID, and the policy schedule.
We will issue quarterly invoices, payable within 7 days for the cover to be maintained.
Make a claim
Now that you have insurance with us, you might need to make a claim!
To make sure there are no delays to paying your claim, please tell us as soon as anybody from your company has notified you that they will be taking parental leave. We will need the following information, perhaps more in some cases:
The name of the employee who is going on leave
The date the employee joined your firm, and when they expect to go on leave - if they have shared this with you
A copy of their Mat B certificate, or equivalent from their doctor or midwife
Details of their salary – we might need historic payslips
If they are adopting we will need some different data, such as the matching date
Each month, we will ask you to confirm whether the employee is still on parental leave (sometimes people come back to work early)
This process will be managed by our claims administrator.
Keep us informed!
To ensure our service is smooth and that you have the appropriate cover, we ask you to keep us updated on a few things.
Please tell us about any new parental leave - even if it is within the excess. You must also tell us as soon as possible of:
Any new starters, leavers, or pay changes, and
Any other information that might materially impact the risk of loss insured under this policy
And finally… we’d love to hear stories from you and your team about how the enhanced parental leave has impacted their jobs and family! (If they’re happy to share, of course!)
